See your income class, US rank and real take-home pay.
Built on IRS, Census, SSA, BEA and Pew data. Check every number yourself ↓
Your class nationally and in your state, where you rank among US households, what you actually keep after 2026 taxes, and the money facts most people get wrong.
How far you are from the next milestone, and what that raise is worth after tax.
Drag the sliders. The table compares today with the scenario.
| Today | What if | Change |
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Calculated from your numbers.
A ready-made image for Instagram, TikTok or X. It shows your class and rank, not your exact income.
| Bracket | Income in this slice | Tax |
|---|
Every figure this calculator uses, where it comes from, and a link to the original source. Primary sources (the agency that publishes the data) are marked.
| What | Figure we use | Source |
|---|---|---|
| 2026 federal tax brackets | 10% to 37%, e.g. 22% starts at $50,400 (single) | IRS newsroom · primary |
| 2026 standard deduction | $16,100 single · $32,200 married jointly | IRS newsroom · primary |
| 2026 401(k) limit | $24,500 | IRS · primary |
| Social Security wage base | $184,500 (6.2% tax stops above it) | Social Security Administration · primary |
| Median household income (2025) | $87,460 | U.S. Census Bureau, Income in the United States: 2025 · primary |
| Middle-class definition | Two-thirds to double the median, adjusted for household size | Pew Research Center · primary |
| Middle-class ranges by household size | e.g. $31,600–$94,200 for one person | Pew method applied to Census ACS 2024 (Compound Ladder) |
| Prices by state | e.g. California 112.6, Arkansas 86.5 (US = 100), 2023 | Bureau of Economic Analysis, Regional Price Parities · primary |
| US household income ranks | e.g. 75th percentile $159,510 | DQYDJ, from Census CPS ASEC 2026 |
| State tax estimate | Each state's tax on a $100K single salary | PayBrackets 2026 · estimate |
Found a number that doesn't match the source? Tell us in the video comments and we'll fix it and pin the correction.
Sources. Tax brackets, standard deductions and the $24,500 401(k) limit: IRS 2026 figures. Social Security wage base $184,500: SSA. Middle-class range: Pew Research Center method (two-thirds to double the median, adjusted for household size) on Census ACS 2024 data, scaled by BEA Regional Price Parities (2023, released Dec 2024) for your state. US rank: household income percentiles from Census CPS ASEC 2026 (2025 incomes) via DQYDJ. State tax: each state's tax on a $100,000 single salary in 2026 (PayBrackets), applied as a flat rate, so treat it as an estimate.
Made by Quiet Compound on YouTube: plain-English money math with every source shown.
Excludes tax credits, itemized deductions and local taxes. FICA assumes one earner. For education, not financial advice. Nothing you enter leaves this page.